:root{--navy:#1b2a4a;--navy-600:#26365b;--ink:#14161c;--text:#5f6470;--text-soft:#8a8f9a;--paper:#f2ede3;--card:#fff;--card-alt:#faf8f3;--border:#e7e2d6;--tan:#e7ddc9;--tan-text:#7a6b4f;--green:#2f7d55;--green-bg:#dcefe1;--shadow:0 1px 2px #14161c0a, 0 6px 16px #14161c0d;--sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, 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15px;font-size:13px;font-weight:600}.chip.is-active{background:var(--navy);border-color:var(--navy);color:#fff}.doc-row{align-items:center;gap:12px;padding:12px;display:flex}.doc-thumb{background:var(--card-alt);border:1px solid var(--border);width:40px;height:40px;color:var(--tan-text);border-radius:10px;flex:none;place-items:center;font-size:10px;font-weight:700;display:grid}.doc-body{flex:1;min-width:0}.doc-name{color:var(--ink);white-space:nowrap;text-overflow:ellipsis;font-size:14.5px;font-weight:600;overflow:hidden}.doc-meta{color:var(--text-soft);align-items:center;gap:8px;margin-top:5px;font-size:12px;display:flex}.billing-due{padding:18px}.billing-total{color:var(--ink);letter-spacing:-.03em;margin:2px 0 14px;font-size:40px;font-weight:700}.coverage-count{color:var(--ink);margin:2px 0 4px;font-size:22px;font-weight:700}.due-list{border-top:1px solid var(--border);flex-direction:column;gap:14px;margin:0;padding:14px 0 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h1{font-size:22px}.avatar{background:var(--navy);color:#fff;border-radius:50%;flex:none;place-items:center;width:54px;height:54px;font-size:18px;font-weight:650;display:grid}.avatar-sm{background:var(--tan);width:42px;height:42px;color:var(--tan-text);font-size:14px}.broker-card{align-items:center;gap:12px;padding:14px;display:flex}.broker-body{flex:1;min-width:0}.loc-row{flex-direction:column;gap:3px;padding:14px 16px;display:flex}.setting-row{justify-content:space-between;align-items:center;padding:14px 16px;display:flex}.toggle{background:var(--border);border:none;border-radius:999px;width:46px;height:28px;transition:background .18s;position:relative}.toggle.is-on{background:var(--navy)}.toggle-knob{background:#fff;border-radius:50%;width:22px;height:22px;transition:transform .18s;position:absolute;top:3px;left:3px}.toggle.is-on .toggle-knob{transform:translate(18px)}.home-head{justify-content:space-between;align-items:flex-start;display:flex}.bell-btn{position:relative}.bell-badge{color:#fff;background:#c8452f;border-radius:999px;place-items:center;min-width:17px;height:17px;padding:0 4px;font-size:10px;font-weight:700;display:grid;position:absolute;top:0;right:0}.summary-card{text-align:left;border:1px solid var(--border);padding:18px}.quick-grid{grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px;display:grid}.quick-tile{color:var(--ink);text-align:left;flex-direction:column;align-items:flex-start;gap:10px;padding:16px;font-size:14px;font-weight:600;display:flex}.quick-tile .icon{color:var(--navy)}.link-back{color:var(--text);background:0 0;border:none;align-items:center;gap:4px;margin-bottom:-4px;padding:0;font-size:14px;font-weight:600;display:inline-flex}.notif-row{gap:12px;padding:14px;display:flex;position:relative}.notif-icon{background:var(--card-alt);border:1px solid var(--border);width:38px;height:38px;color:var(--navy);border-radius:10px;flex:none;place-items:center;display:grid}.notif-body{flex-direction:column;flex:1;gap:3px;min-width:0;display:flex}.notif-text{color:var(--text);font-size:13px;line-height:1.4}.unread-dot{background:#c8452f;border-radius:50%;width:8px;height:8px;position:absolute;top:16px;right:16px}.bottom-nav{-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-top:1px solid var(--border);padding:8px 6px;padding-bottom:max(10px, env(safe-area-inset-bottom));background:#fffffff0;flex:none;display:flex}.nav-item{color:var(--text-soft);background:0 0;border:none;flex-direction:column;flex:1;align-items:center;gap:3px;padding:6px 0;font-size:10.5px;font-weight:600;display:flex}.nav-item.is-active{color:var(--navy)}@media (width>=860px){.bottom-nav{display:none}}.tags{flex-wrap:wrap;gap:6px;display:flex}.tag{letter-spacing:.04em;text-transform:uppercase;background:var(--tan);color:var(--tan-text);white-space:nowrap;border-radius:6px;padding:3px 8px;font-size:10px;font-weight:700}.tag-green{color:#2f7d55;background:#dcefe1}.tag-amber{color:#96671b;background:#f6e7c8}.tag-blue{color:#3a5b91;background:#dde6f5}.chat-screen{flex-direction:column;height:100%;min-height:0;display:flex}.chat-list,.chat-thread{background:var(--paper);flex-direction:column;height:100%;min-height:0;display:flex}@media (width<=859px){.chat-screen[data-view=thread] .chat-list,.chat-screen[data-view=list] .chat-thread{display:none}}.chat-head{border-bottom:1px solid var(--border);padding:16px 20px 12px}.chat-head-row{justify-content:space-between;align-items:center;gap:12px;display:flex}.chat-head h1{font-size:26px}.btn-new{flex:none}.conv-scroll{-webkit-overflow-scrolling:touch;flex-direction:column;flex:auto;gap:10px;min-height:0;padding:12px;display:flex;overflow-y:auto}.conv-item{text-align:left;background:var(--card);border:1px solid var(--border);box-shadow:var(--shadow);border-radius:16px;flex-direction:column;gap:8px;padding:14px;display:flex}.conv-item:hover{border-color:#d9d2c2}.conv-item.is-active{border-color:var(--navy);box-shadow:0 0 0 1px var(--navy)}.conv-title-row{justify-content:space-between;align-items:center;gap:8px;display:flex}.conv-title{color:var(--ink);font-size:15px;font-weight:650}.conv-title-row .unread-dot{flex:none;position:static}.conv-preview{color:var(--text);-webkit-line-clamp:2;-webkit-box-orient:vertical;font-size:13px;line-height:1.4;display:-webkit-box;overflow:hidden}.conv-foot{justify-content:space-between;align-items:center;gap:8px;display:flex}.conv-time{color:var(--text-soft);white-space:nowrap;font-size:11.5px}.thread-head{border-bottom:1px solid var(--border);flex-direction:column;flex:none;gap:8px;padding:14px 20px;display:flex}.thread-back{align-self:flex-start}.thread-title{font-size:18px}.msg-scroll{-webkit-overflow-scrolling:touch;flex-direction:column;flex:auto;gap:16px;min-height:0;padding:20px;display:flex;overflow-y:auto}.msg{flex-direction:column;gap:6px;max-width:82%;display:flex}.msg-in{align-self:flex-start;align-items:flex-start}.msg-out{align-self:flex-end;align-items:flex-end}.bubble{background:var(--card);border:1px solid var(--border);color:var(--ink);border-radius:16px 16px 16px 5px;padding:11px 14px;font-size:14.5px;line-height:1.45}.bubble-out{background:var(--navy);color:#fff;border:none;border-bottom-right-radius:5px;border-bottom-left-radius:16px}.msg-sender{color:var(--text-soft);margin:0 0 1px 2px;font-size:11.5px;font-weight:650}.msg-meta{align-items:center;gap:8px;display:flex}.msg-out .msg-meta{flex-direction:row-reverse}.avatar-xs{background:var(--tan);width:24px;height:24px;color:var(--tan-text);border-radius:50%;flex:none;place-items:center;font-size:10px;font-weight:700;display:grid}.msg-time{color:var(--text-soft);font-size:11.5px}.composer{padding:12px 14px;padding-bottom:max(12px, env(safe-area-inset-bottom));border-top:1px solid var(--border);background:var(--card-alt);flex:none;align-items:center;gap:10px;display:flex}.composer .attach{color:var(--text-soft)}.composer-input{border:1px solid var(--border);background:var(--card);color:var(--ink);border-radius:999px;outline:none;flex:1;padding:11px 16px;font-size:14.5px}.composer-input:focus{border-color:var(--navy);box-shadow:0 0 0 3px #1b2a4a1a}.send-btn{background:var(--navy);color:#fff;border:none;border-radius:50%;flex:none;place-items:center;width:40px;height:40px;display:grid}.send-btn:disabled{opacity:.4}.chat-empty{color:var(--text-soft);text-align:center;justify-content:center;align-items:center;gap:12px;padding:40px}@media (width>=860px){.chat-screen{flex-direction:row}.chat-list{border-right:1px solid var(--border);flex:0 0 340px;width:340px}.chat-thread{flex:auto}.thread-back{display:none}}